Leveraging the financial strength and strategic investments of Chow Tai Fook Group’s ecosystem, CTF Life is committed to providing personalised planning solutions, lifelong protection and diverse lifestyle experiences to customers and their loved ones throughout the life journey of “Wellbeing, Growth, Healthcare and Legacy”, while continuously creating value beyond insurance.
A-
Fitch
Ratings
Based on the financial strength ratings
announced by Fitch Ratings in November
2024
A3
Moody's
Based on the financial strength ratings
announced by Moody’s in May 2024.
279%
As at 30 June 2025, CTF Life’s solvency ratio under the Hong Kong Risk Based Capital basis regime stood at 279%, significantly exceeding the minimum regulatory requirement of 100%.
The credit card must belong to the policyholder or insured. You need to show identification documents when making a credit card payment for verification and records.
Use Chow Tai Fook Life Life Card (BEA Co-branded Card) , American Express, JCB Card, VISA Card or Mastercard to pay the initial premium. They cannot be used to pay renewal premium and levy, deposit for change, subsequent lump sum investment or loan repayments.
Payments are only accepted in Hong Kong dollars. Currency conversion may be required if the policy currency is not Hong Kong dollars or the credit card account currency is not Hong Kong dollars.
Each successful payment transaction with a VISA/MasterCard credit card issued outside Hong Kong is subject to an additional "Overseas Payment Administration Fee," which may not be refunded in the event of a premium refund. In addition, individual banks may set different single transaction limits and daily cumulative transaction limits. Please check with your bank for details.
Acting in your best interests, we only accept payments from the policyholder's or the insured's account. Unless under specific conditions, payments made by a third-party or any other accounts are NOT accepted. For more information, please contact your consultant or call our Customer Service Hotline at (852) 2866 8898.
服務易 eService
