The above product summary is for reference only. For more details on the product, please refer to the policy terms and benefits.
If you are interested in this product, please contact your insurance consultant.
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Find what’s best for yourself by setting goals for different life stages. Plan ahead to live a remarkable life.
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Customer Service Hotline
(852) 2866 8898Worldwide Emergency Services
(852) 2866 1810China Post Sales Toll Free Number
4001 347 440Taiwan Post Sales Toll Free Number
00 801 85 7183Leveraging the financial strength and strategic investments of Chow Tai Fook Group’s ecosystem, CTF Life is committed to providing personalised planning solutions, lifelong protection and diverse lifestyle experiences to customers and their loved ones throughout the life journey of “Wellbeing, Growth, Healthcare and Legacy”, while continuously creating value beyond insurance.
Fitch Ratings
Based on the financial strength ratings announced by Fitch Ratings in November 2024
Moody's
Based on the financial strength ratings announced by Moody’s in May 2024.
As at 31 December 2024, CTF Life’s solvency ratio on the Hong Kong Risk Based Capital basis stood at 266%, which is distinctly higher than the minimum regulatory requirement of 100%.
A hectic lifestyle can increase health risks
Hong Kong ranks second with the most overworked population in the world. A hectic and stressful lifestyle can lead to physical and mental health problems. On top of that, the emergence of new diseases and health threats gives us extra reasons to prepare for better medical protection. 1
1‘Best Cities for Work-Life Balance 2022’, KISI, U.S.
Cancer, heart disease and stroke are the three major critical illnesses in Hong Kong, and patients have to go through a long period of rehabilitation. For example, stroke patients are usually expected to undergo regular checkups, physiotherapy, occupational therapy and speech therapy, which could involve over a million dollars in expenses.
Modern medicines offer cures for a great range of critical illnesses, but they come at a cost. The targeted drugs for cancer, for example, can cost HK$30,000 to HK$80,000 per month. This puts the patient and his family under great financial pressure.
The above product summary is for reference only. For more details on the product, please refer to the policy terms and benefits.
If you are interested in this product, please contact your insurance consultant.